ETF assumption comparison
This is not a historical backtest. Apply your own effective annual return assumptions to the same starting amount and monthly contributions. The initial 0% is not a forecast or recommendation.
The former series could not be verified against its source. This page now compares assumptions. Refer to issuers below for actual performance.
The old amount was restored. Unverified historical series have been removed, so the old start year is not used. Enter years and return assumptions.
| Year | Total contributions | QQQ | TQQQ | SCHD | VOO |
|---|
Method and limits
Monthly return = (1 + effective annual return)^(1/12) − 1. Apply the return, then add the contribution every month; no intermediate rounding.
Assume total returns with distributions reinvested. Separate cash distributions, FX, taxes, trading costs and volatility paths are not modelled. Use one currency for all inputs.
TQQQ targets 3x the DAILY Nasdaq-100 performance, not 3x its long-term return. This constant-rate model does not reproduce daily leverage resets or volatility effects.
What to check in issuer documents
Compare the same as-of date, total return versus price return, NAV versus market price, fees, distributions and holdings. Historical returns are not forecasts; also test loss assumptions.
Worked examples
Hypothetical: 1,000,000 at 10% effective annual return for 2 years with no additions gives 1,210,000. Starting at 0 and adding 100,000 at each month-end for 1 year at 0% gives 1,200,000.
2026-10-03 · CALQIO